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After the 10 billion increase in the previous year, non-performing loan amount to 117 billion euro.
The problem continues to swell, with potentially unpleasant consequences, because the government and institutions have not reached to an agreement.
Alongside many overdue borrowers reluctant to go into settings, although they can pay, according to their tax returns.
The first cause is the insecure feeling that prevails all citizens, and the other cause is that even one in four due debtors can pay, they do not because of the protective framework that exists.
Only one in ten borrowers responded to the banks letters which urging them to settle their debt.
Moreover, half of the loans are set up, become overdue again.
